Highlands Ranch Homes

Highlands Ranch Homes From a Buyer's Perspective
Below are some preparations you can make prior to looking for a Highlands Ranch Home. You can also contact Russ Harrist at any time and he can guide you through the entire process. Click the links below for more information.

Buying a Home Tips

Get a copy of your credit report and correct any errors.
Reduce your consumer debt - pay down credit card balances.
Assemble a cash down payment.
Determine how much you can afford to pay for a home.
Decide how much you are willing to spend for a home
Get pre-approved or at least pre-qualified for a mortgage loan.
Investigate neighborhoods where you want to look for a house.
Select two or three neighborhoods that meet your requirements.
Try a search on our website.
Get our help in evaluating the asking price of homes you like.
Contact us for more help and personal recommendations. See Frequently Asked Questions below.

Frequently Questions from buyers of Highlands Ranch Homes ...

Q. What is the price range of homes in Highlands Ranch?
A. Click here for average sales prices for homes in Highlands Ranch.

Q. How do I start looking for my Highlands Ranch, Colorado home?
A. With a call to Russ Harrist or use our contact form. Russ is an expert in the Highlands Ranch home market. He’ll ask about your plans, interests, and price range. Russ will want to know if you prefer a home on the golf course, near open space, trails or parks, a newer or older home and other information specific to your needs. Russ will arrange a time to meet with you in his office to discuss the home buying process and review available homes in Highlands Ranch.,

Q. How long does it take to buy a Highlands Ranch home?
A. Russ should be able to show you all the Highlands Ranch homes that fit your interests in a day or two. If finding the right home takes longer, that’s not a problem. We are here to help you find the perfect Highlands Ranch home.

Q. How do we get started before arriving in Highlands Ranch?
A. You are welcome to search for homes on our website. If you register, the system will notify you when new properties become available. Also, We’ll gladly run a search for you and email photos of available homes that might be interesting to you. Contact us to receive a free Highlands Ranch Home Buyers Information Package.

Q. Do you represent the Buyer or the Seller and who pays your fee?
A. In most cases, we represent you, the buyer. Typically the listing agent shares a percentage of their commission with the buyer's agent, known as a coop fee. Click here for Buyer Agency Definitions and Disclosure (PDF) for a description of the relationship options.

Q. How do I know much to offer on a home and whether or not I'm getting a good deal?
A. Because of Russ Harrist's appraisal background, this is one area where he can offer you more expertise and assistance than the average real estate agent. Prior to making your offer on a particular home, we will complete a market report which will show you comparable homes that have sold in the immediate market area. It's very similar to a Comparative Market Analysis report prepared for homeowners who are preparing to price their home for the market. This allows you to make an informed decision on your offer price.

Q. What's the best way to go about getting financed?
A. We will provide you with a list of a number of mortgage brokers who finance Highlands Ranch homes . If you find a home that you like, you'll be in a much better position to get your offer accepted if you have been preapproved for a loan.

Q. How much Earnest Money do we have to give with our offer to purchase?
A. In the Highlands Ranch market, most sellers are requesting 1 to 2 percent of the purchase price which is applied as a credit to you at closing.

Q. How soon can we close after our offer is accepted?
A. On average most closings take place within 30 days. In some cases as quickly as a week or as long as 90 days.